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Medicare eligibility based on disability generally requires that you meet certain criteria. Here are the general requirements for Medicare disability eligibility:
1) Disability Status: You must have a qualifying disability to be eligible for Medicare based on disability. The disability must be expected to last at least 12 months or be terminal.
2) Age: You can qualify for Medicare based on disability before the age of 65, but you must be under the age of 65 to be eligible. Most people become eligible at age 65, regardless of disability status.
3) Work History: You must have worked and paid Social Security taxes for a certain period to be eligible. The exact work history requirements can vary depending on your age and when you became disabled.
4) Waiting Period: There is typically a 24-month waiting period for Medicare benefits to start after you are approved for Social Security Disability Insurance (SSDI) benefits. This waiting period does not apply to individuals with end-stage renal disease (ESRD) or Amyotrophic Lateral Sclerosis (ALS, or Lou Gehrig's disease).
5) Application Process: To apply for Medicare based on disability, you need to apply for Social Security Disability benefits (SSDI or SSI). Once you are approved for these benefits, you will generally become eligible for Medicare. It's essential to apply for Social Security Disability as soon as you become disabled, as the approval process can take time.
6) Medical Evidence: You will need to provide medical evidence of your disability, including documentation from doctors and healthcare professionals. The Social Security Administration (SSA) will evaluate your medical records to determine your eligibility.
7) Continuing Eligibility: To maintain Medicare disability eligibility, you must continue to meet the disability requirements. The SSA may conduct periodic reviews to assess your disability status.
Keep in mind that specific eligibility requirements and processes may change, so it's essential to consult with the Social Security Administration or visit their website for the most up-to-date information and guidance on Medicare disability eligibility.
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